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Parker Pemberton Photo

Kassie Rinnet

Associate Broker at Pemberton Homes Team

20+ Years of experience

Forclosure

Simplifying Property Recovery for Credit Unions

When a foreclosure becomes unavoidable, the last thing your credit union needs is to manage a complex, time-consuming resale process. PHT Foreclosure Services is here to step in—handling every detail from agent selection to closing—so you can focus on smart decisions, not logistics.

We provide a full-service, people-first approach designed specifically for credit unions who have taken possession of a member’s property. Our team handles the property as if it were our own—strategically, respectfully, and with full transparency at every step.

What We Do

Agent Selection & Oversight

We assign a trusted agent from our vetted network or hand-select one based on property location and experience with REO transactions. We don’t just hand it off—we stay involved from day one to ensure accountability and results.

Pricing Strategy & Market Insights

We provide local market analysis and strategic pricing guidance to help you list competitively and maximize your return.

Listing Prep & Marketing Coordination

We work closely with the agent to create a solid marketing plan, confirm upfront needs or costs, and ensure all property details are accurately and attractively presented.

Listing Management & Paperwork Review

We personally review all listing paperwork and provide a recommendation before you sign—protecting your best interests and ensuring compliance with REO standards.

Offer Management & Negotiation Support

We summarize offers, flag key terms, and provide recommendations on counters or next steps so your team can act confidently and efficiently.

Weekly Follow-Up & Property Monitoring

We check in weekly with the agent to review marketing activity, feedback from showings, and overall listing performance—no “set it and forget it” here.

Property Access & Security

We coordinate secure lockbox placement, signage, and property access, so agents and buyers can visit the home safely and efficiently.

Utility & Occupancy Coordination

Need to verify occupancy, turn on utilities, or confirm property condition? We coordinate those details for you and confirm everything is safe and ready to list.

Vendor Referrals & Pre-Listing Cleanup

We help refer and coordinate vendors for debris removal, lawn care, and general cleanup—making sure the home meets market-ready standards.

Disclosure Compliance

We ensure all necessary disclosures and foreclosure-related documentation are included, signed, and properly handled for full compliance.

Contract to Close Coordination

From earnest money to title work, we stay involved through closing—resolving issues proactively to keep the transaction on track.

Why Credit Unions Choose PHT

  • Personal Service. Real People. Prompt Responses- You’ll work directly with experienced professionals—no automated systems, no waiting on AI. Just real conversations, quick answers, and reliable support.

  • We manage everything—no babysitting or extra back-and-forth on your end. ● We stay involved—you won’t get radio silence after listing.

  • We move fast—because holding property costs you money.

Ready to Hand Off the Hassle?

Let PHT Foreclosure Services lighten the load and guide your team through a seamless resale process.

Reach out today to learn how we can support your credit union’s property recovery goals.

Contact Kassie Rinnet

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